Millions of international people cannot get a loan in the U.S. because they don’t have a credit score. The current financial system is set up against them and all institutions only look at credit history and credit score. Immigrants are not able to access credit even if they have a great background. They have to pay high interest rates on student loans, personal loans, credit cards, and auto loans. They are also charged huge premiums on basic things like rental deposits, insurance, post paid phone plan etc. because of lack of credit history.
We go beyond the credit report, taking into account daily financial behavior, education, work experience and future potential into account in our smarter credit profiles.
Our mission is to improve the lives of millions of immigrants by providing them affordable access to credit.